!DOCTYPE html> NZ โ€“ Personal Finance Made Simple
What is NZ About Us Privacy Download
Personal Finance App

Finance that
makes sense.

NZ connects to your bank, organizes your expenses automatically, and helps you save with the Roll Over method. No complications.

Available balance
$4,280.50
Grocery
โˆ’$120.00
Transport
โˆ’$45.00
Paycheck
+$2,500.00
Savings goal โ€“ Roll Over
Vacation68%
Emergency fund35%

Your financial ally
in your pocket.

NZ was built with a simple mission: help anyone understand where their money goes and make better financial decisions.

NZ connects to your bank via Plaid, a certified and secure platform, to bring your transactions directly into the app. You decide how to organize every expense.

With the Roll Over method, the money you didn't spend this month automatically rolls into your savings goals. Zero extra effort.

You can start without an account in guest mode, or sign in with Google to sync your data across devices and never lose anything.

๐Ÿฆ
Real bank connection
Connect your bank securely with Plaid. Your passwords never pass through NZ.
๐Ÿ—‚๏ธ
Custom categories
Create your own categories and assign each transaction however you like.
๐Ÿ”„
Roll Over method
What you don't spend automatically becomes savings the next month.
๐Ÿ”’
Full data control
Delete all your data with one button. Disconnect your bank whenever you want.

A team that believes in
financial education.

We're a small team with a big idea: nobody should need an accountant to understand their own money.

N
Founder / CEO
Product & Vision
The person behind NZ. With experience in personal finance and product development, founded NZ to solve a problem they lived themselves: not knowing where the money was going.
D
Engineering
Development & App
Responsible for making NZ run smoothly, securely, and fast. Passionate about building experiences that feel natural from the very first use.
D
Design
UX & Visual Design
Turns complex ideas into simple, intuitive interfaces. Believes a good finance app should feel like a conversation, not a report.
"We believe that understanding your finances shouldn't be complicated. NZ exists so that everyone has clarity about their money, regardless of their financial background."

Your information,
under your control.

We don't sell data. We don't share it. You decide what to keep and when to delete.

๐Ÿฆ Bank Connection

We use Plaid to connect to your bank. NZ never sees or stores your banking passwords. Authentication happens directly in a secure Plaid window. We only receive your transactions and current balance.

๐Ÿ’พ Data We Store

Guest mode: everything is saved locally on your device. NZ cannot access that data.

With Google: your categories and assignments sync to the cloud using your user ID.

๐Ÿค Who We Share With

NZ does not sell or share your information with anyone. The only external services are:

  • Plaid โ€“ bank connection
  • Google โ€“ account authentication

โœ… Your Rights

  • Delete all your data from the app
  • Disconnect your bank at any time
  • No banking data on our servers
  • Full control at all times
Effective date: February 23, 2026. For privacy questions contact us at contact@nzapp.com

Available wherever
you are.

iOS, Android and Windows. One seamless experience across all your devices.

iOS
App Store
Download on App Store
Requires iOS 15.0 or later. Compatible with iPhone and iPad.
Android
Google Play
Download on Google Play
Requires Android 8.0 or later.
Windows
Progressive Web App (PWA)
Download on Microsoft Store
๐Ÿ’ก
What is a PWA for Windows?
A Progressive Web App (PWA) is an application you install from your browser (Chrome or Edge) directly on your PC, with no app store needed. It shows up on your desktop and taskbar, works like a normal app, and even supports offline access. NZ on Windows is exactly that: the same experience as the mobile app, installable on your computer with a single click.